June 2020: P2P revenue back on the right level
Kuetzal and Envestio were declared bankrupt last month, and the action against Grupeer has started. If you look at the long term, it is ultimately good for the market to mature. As the platforms become more regulated, more self-regulated, and more transparent, the risks for investors ultimately decrease. However, as an investor it remains important …
May 2020: profit and learning experiences at the stock market
The end of the crisis is not in sight yet, but luckily the restrictions are being lifted gradually everywhere. The impact is big: the European economy is expected to shrink by 7.7%: The economy will not recover in the short term, but economic activity will increase again from the summer months. A reasonable recovery is …
April 2020: Shift towards stocks
In this uncertain times I have put crowd lending and the P2P platforms on the back burner. I have withdrawn some money from platforms where I have an above average amount of money, but it is now more uncertain which platforms will survive the coming crisis. Instead, I deposited more money into the online brokers. …
March 2020: a time of crisis
No road is without bumps, and that includes the road to financial freedom. It is a matter of perseverance, making choices, and keeping calm. But there are months where this is not as easy as in other months. This is one of those months. Both companies and individuals have a tough time during this crisis, …
February 2020: the big write-off
I read a Dutch article that showed why investing is so interesting compared to keeping your money in a savings account. Suppose you have 100,000 euro in a savings account, and that the interest percentage is practically zero (which it is at the moment). And inflation plus taxes amount to 3% per year. What is …
January 2020: the drama of Kuetzal and Envestio
The disappearance of the Envestio platform shocked the market this month. The police in Estonia has started investigations into them for fraud and theft of investors funds. Further down this post you can read how you can file a crime report for both platforms, every investor in these patforms is highly encouraged to do so. …
August 2019: first target reached!
I have reached my first target, wow! More than 1,000 euro interest in a single month. One of the projects at Crowdestor paid the interest for the first 6 months at once, so next months a will be a lot lower. Hopefully it won’t take long before it stays above this target! This month I …
July 2019: monthly update
In this monthly update I’ll show you the returns and results of my crowdfunding and crowdlending investments. Portfolio overview July 2019 Last month the interest payments I received totalled € 813.91 and my average rate of return over all platforms has now been stable for three months at 11.9%. The table below shows the details …
March 2019: back to normal
In march the European Central Bank has reacted to the threat of recession across the eurozone with a promise to keep interest rates at historically low levels for at least the rest of the year. Luckily we have crowdfunding to get good returns on our investments! In this monthly update I’ll show you the returns …
February 2019: shortest month, highest return
It’s been a month since the last update, how time flies! It was the shortest month of the year, that helps too of course. I was really looking forward to this update with the results of my crowdfunding investments, because I expected a large payment for one of the projects at Crowdestate. Well, I wasn’t …
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