Tag: EstateGuru

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August 2020: stocks still main source of income

This month my update is a day later. Yesterday I went out to dinner after work, we all need to do our bit to help the economy. The growth of my portfolio is increasingly leaning on the stock market. In the six months since I started there, my (provisional) profit has now risen above 10,000 …

July 2020: crowdfunding profit evaporated on the stock exchange

I withdrew money from different platforms this month, because I had more money there than the limit I chose for myself last month. In order to ensure more spread, and to make rational and objective choices, I set the limit at 5,000 euros per crowdlending platform. If there is more (or it grows above it) …

June 2020: P2P revenue back on the right level

Kuetzal and Envestio were declared bankrupt last month, and the action against Grupeer has started. If you look at the long term, it is ultimately good for the market to mature. As the platforms become more regulated, more self-regulated, and more transparent, the risks for investors ultimately decrease. However, as an investor it remains important …

May 2020: profit and learning experiences at the stock market

The end of the crisis is not in sight yet, but luckily the restrictions are being lifted gradually everywhere. The impact is big: the European economy is expected to shrink by 7.7%: The economy will not recover in the short term, but economic activity will increase again from the summer months. A reasonable recovery is …

April 2020: Shift towards stocks

In this uncertain times I have put crowd lending and the P2P platforms on the back burner. I have withdrawn some money from platforms where I have an above average amount of money, but it is now more uncertain which platforms will survive the coming crisis. Instead, I deposited more money into the online brokers. …

March 2020: a time of crisis

No road is without bumps, and that includes the road to financial freedom. It is a matter of perseverance, making choices, and keeping calm. But there are months where this is not as easy as in other months. This is one of those months. Both companies and individuals have a tough time during this crisis, …

February 2020: the big write-off

I read a Dutch article that showed why investing is so interesting compared to keeping your money in a savings account. Suppose you have 100,000 euro in a savings account, and that the interest percentage is practically zero (which it is at the moment). And inflation plus taxes amount to 3% per year. What is …

January 2020: the drama of Kuetzal and Envestio

The disappearance of the Envestio platform shocked the market this month. The police in Estonia has started investigations into them for fraud and theft of investors funds. Further down this post you can read how you can file a crime report for both platforms, every investor in these patforms is highly encouraged to do so. …

December 2019: Turbulence in the market

Happy new year everybody! In this monthly update I’ll show you the returns and results of my crowdfunding and crowdlending investments. I did not have much time te prepare due to the holidays, so let get to the numbers right away! Portfolio overview December 2019 Last month the interest payments I received totalled € 1,121.18 …

November 2019: stable above 900 euro

This is the fourth month in a row where my interest income is around 900 euro or above, a good indication that it may stay this way. Somewhere next year I hope this will go over, and stay above, 1,000 euros per month. Investors in The Netherlands need to write down the sum of their …