Portfolio overview

Follow me and I'll show you how to get high returns using crowdfunding

Last updated: August 1, 2021

To minimize the risks I have diversified my investments over several categories: the stock market and crowdfunding and crowdlending. Within each category I have spread my investments over multiple platforms. This page shows the distribution and returns. Each platform has its own overview page, which can be reached via the menu or the magnifier link in the tables below.

Crowdlending

CategoryProfitXIRRValueDeposited
Crowdlending (west)€ 43.606.6%€ 8,756€ -111
Crowdlending (east)€ 356.473.7%€ 58,437€ -2,750
Crowdlending€ 400.074.1%€ 67,194€ -2,861

Crowdlending (west)

PlatformProfitXIRRValueInfo
 Flender€ 21.866.9%€ 3,121 Info
 Funding Circle NL€ 8.878.7%€ 1,184 Info
 Lender & Spender€ 11.173.8%€ 3,445 Info
 Max Crowdfund€ 1.701.4%€ 1,007 Info
€ 43.606.6%€ 8,756

Crowdlending (east)

PlatformProfitXIRRValueInfo
 Bondora€ 18.786.8%€ 3,506 Info
 Brickstarter€ 21.254.9%€ 1,804 Info
 Bulkestate€ 71.6911.5%€ 3,651 Info
 Crowdestate€ 9.669.9%€ 3,204 Info
 Crowdestor€ 22.2616.6%€ 4,439 Info
 Envestio€ 0.00-100.0%€ 0 Info
 EstateGuru€ 29.8710.1%€ 3,333 Info
 EvoEstate€ 49.855.7%€ 2,186 Info
 Fast Invest€ 4.3012.5%€ 3,282 Info
 Grupeer€ 0.007.3%€ 8,568 Info
 Iuvo€ 0.008.2%€ 6,533 Info
 Kuetzal€ 0.00-100.0%€ 0 Info
 NEO Finance€ 1.592.0%€ 2,571 Info
 PeerBerry€ 9.4710.6%€ 1,129 Info
 Reinvest24€ 15.215.7%€ 2,726 Info
 Robocash€ 1.0412.4%€ 1,260 Info
 TFG Crowd€ 0.0016.2%€ 891 Info
 TWINO€ 15.849.7%€ 2,027 Info
 Viainvest€ 26.3911.9%€ 2,440 Info
€ 356.473.7%€ 58,437

Crowdfunding

PlatformProfitXIRRValueInfo
 CrowdAboutNow€ 0.000.0%€ 12,500 Info
 Crowdcube€ 0.000.0%€ 4,848 Info
 Seedrs€ 27.028.4%€ 25,187 Info
€ 27.025.9%€ 42,535

Stock

PlatformProfitXIRRValueInfo
 DEGIRO€ -710.5441.1%€ 31,561 Info
 ING€ 93.1813.6%€ 5,440 Info
 Saxo Bank€ -247.21103.1%€ 30,832 Info
€ -864.5760.2%€ 67,834

Portfolio

CategoryProfitXIRRValueDeposited
Crowdlending (west)€ 43.606.6%€ 8,756€ -111
Crowdlending (east)€ 356.473.7%€ 58,437€ -2,750
Crowdfunding€ 27.025.9%€ 42,535€ 2,345
Stock€ -864.5760.2%€ 67,834€ 100
Portfolio€ -437.4812.9%€ 177,563€ -416

My definition for my passive income is this: if my portfolio has increased in value, this increase is my passive income for that month. This is the value I can safely extract without jeopardizing my future income stream. If my portfolio decreases in value, my passive income for that month is zero. A withdrawal would further decrease my future income stream. Of course a decreased value of my portfolio does not only mean that my passive income is zero, it also affects all future incomes as there are less funds to generate that income.

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