This page shows my returns from Bondora plus my account overview, so you can get an impression of this platform.
Bondora is a peer-to-peer lending platform established in Estonia in 2009. It has 387,000+ customers, and 57,000+ investors have invested more than 189 million euros and earned more than 40 million euros. When you want to give it a try, I strongly advise to use the Go & Grow portfolio option only. This is a fully automated account that offers 6.75% and you can withdraw your money at any time. I have heard a lot of negative things about the other portfolio options. Go & Grow works great and is like a savings account on steroids.
At Bondora you can start with a minimum of €1 which makes this platform suitable for starters. It’s ease of use combined with the fully automated Go & Grow and the attractive return of 6.75% make it also suitable for large sum investors. Investors should spread their investments over multiple platforms, and Bondora is a stable candidate.
I visited Bondora on September 17, 2019, you can find the report here.
Totals
| Last update: | 2022-06-01 |
| Value: | € 3,702 |
| Gains: | € 1,200 |
| Date first deposit : | 2018-08-22 |
| Date last deposit : | 2020-03-17 |
| Date last withdrawal : | 2021-04-02 |
| Return rate since first deposit (XIRR): | 6.8% |
Platform details
| Registered in: |  |
| Offices in: | |
| Active in: |   |
| Founded: | 2009 |
| Start platform: | 2009 |
| Minimum investment: | € 1 |
| Auto invest: | Yes |
| Total financed: | € 380+ M |
Welcome bonus
Bondora has a welcome bonus for new investors. We all love a bonus, but it is always a good idea to have a good look at the platform. Would you invest here if there was no bonus involved?
When you register through this link you’ll receive a 5 euro bonus. Just give their Go & Grow option a try for a few months, and don’t try the other advanced options.
Interest per month
Historical return rate
Account overview
Auto-invest settings
I publish my auto-invest settings to give you an impression and to inspire. You should not copy these settings without reviewing them and understanding their impact. There is no such thing as ‘the best settings’, as these vary per investor. Activating an auto-invest means you are giving away control over the investments you make, so be sure to limit the settings to your own preferences. When in doubt, stay on the safe side. Or keep investing manually. Settings that I have not mentioned have the default value.
| Status | Always on |
| Go & Grow | No settings needed/possible |
Disclaimer: I share my experiences on this site, and blog about my results and things I encounter. It is for informational purposes only and cannot be considered professional advice. Investments bring risk and you should never invest funds that you are not willing to lose. I think my site is a nice start, but do your own research and make sure you understand the risks before you start to invest yourself. You can read more about this here.