The stock market: an incomparable start
Spreading investments to reduce risks is essential. The last one and a half years I have been diversifying my investment portfolio using multiple P2P lending platforms. I also invest in start-up companies via the crowdfunding platform Seedrs. But I felt this was not enough diversification, and I have been thinking about investing via the stock …
February 2020: the big write-off
I read a Dutch article that showed why investing is so interesting compared to keeping your money in a savings account. Suppose you have 100,000 euro in a savings account, and that the interest percentage is practically zero (which it is at the moment). And inflation plus taxes amount to 3% per year. What is …
Red flags for TFG Crowd
UPDATE: I have received emails with more information from TFG Crowd, Cofediction, and Edeland, and I have inserted the explanations in the text below. After the problems with Kuetzal and Envestio I have decided to have a closer look at the platforms I deem risky. The last thing I want is to lose that much …
January 2020: the drama of Kuetzal and Envestio
The disappearance of the Envestio platform shocked the market this month. The police in Estonia has started investigations into them for fraud and theft of investors funds. Further down this post you can read how you can file a crime report for both platforms, every investor in these patforms is highly encouraged to do so. …
December 2019: Turbulence in the market
Happy new year everybody! In this monthly update I’ll show you the returns and results of my crowdfunding and crowdlending investments. I did not have much time te prepare due to the holidays, so let get to the numbers right away! Portfolio overview December 2019 Last month the interest payments I received totalled € 1,121.18 …
Visit to Crowdestate
I visited Crowdestate this fall, in the Estonian capital Tallinn. I intended to publish this report earlier, but I was still awaiting more detailed answers to some questions I asked during my visit. And of course I wasn’t too busy to forget it (ahum..). My guess is that Crowdestor has the prettiest office location of …
November 2019: stable above 900 euro
This is the fourth month in a row where my interest income is around 900 euro or above, a good indication that it may stay this way. Somewhere next year I hope this will go over, and stay above, 1,000 euros per month. Investors in The Netherlands need to write down the sum of their …
October 2019: vacation update
In this monthly update I’ll show you the returns and results of my crowdfunding and crowdlending investments. It is a bit shorter than usual, because I’m currently on vacation. Diving under water has higher priority right now than diving in the world of P2P 🙂 A second P2P platform in trouble, after Lendy in May. …
Visit to Bondora
In Tallinn, Estonia, I visited the Bondora office. The office building is located a 15 minute drive outside of the old historical town center. I talked to Temmy (Temiloluwa Adetola), Investor Relations Associate at Bondora. I used Bolt to get to Bondora, and it is similar to Uber. It was an awesome experience. You use the …
Visit to EstateGuru
Last month I visited EstateGuru in Tallinn, Estonia. Here I talked to Bert Reila, the Affiliate Marketing Manager. The EstateGuru office is located within walking distance of the historical old town centre. This was convenient, as I stayed in a hotel in the middle of the old town, and the walk took less then 15 …